Hullo from the "there be dragons here" area of MA

Introduce yourself here, tell us about your house and interests. Share some pictures.
User avatar
Lily left the valley
Inventor of Knob and Tube
Posts: 2170
Joined: Sun Aug 14, 2016 2:07 pm
Location: Gardner, MA, USA
Contact:

Re: Hullo from the "there be dragons here" area of MA

Post by Lily left the valley »

Tomorrow is our inspection, and I am nervous. First house! First huge purchase! Hopefully not my first buyer's regret! :lol:

On Monday, I went back to pull the permit file. I did not find all I was hoping to find. When I looked at the paperwork about the addition, there was no additional paperwork regarding plumbing or electrical. It could be that back then, with such major work, some things were implied to be needing inspection, so it wasn't separately noted.

However, I did score a blueprint of the addition which notes where windows and doors used to be. It also had a very different layout than it does now. I did find out that the chain link fence on three sides does belong to the property, so there's that. No good news on the roofing front. The roofing permit I found was even older than I thought it was, but makes sense with what I saw on the tax card. I am no roofing expert, but that roof looks to be in really good shape if it's really that old.

I happened to stumble upon something after I left City Hall, since the house is right across the street. I went over there to do a quick once around, and just as I was coming back to the front of house, in pulls a plumbing and heating company van. I casually ask about the wheelbarrow full of bricks in the backyard that were new since our viewing, and the one fellow, obviously eyeballing me suspiciously, says he just works there, I'd have to ask the owner. I didn't ask anymore questions, but kept walking off the property as I heard the other fellow taking a call on speakerphone, and I hear a voice mention there will be an inspection on Thursday. I almost pretended to tie my shoes to hear more, but thought better of it.

Dare I hope that is them fixing the one glaring permit issue? They didn't say anything to me when I had pulled the permit file less than a half hour ago, and one would think the address would have sounded familiar if they had started making arrangements. :think:

Anyhoo, just wanted to post about the above, and let out some jitters.
--Proud member of the Industrious Cheapskate Club
--Currently pondering ways to encourage thoughtful restovation and discourage mindless renovation.

User avatar
Nicholas
Shakes a cane at new house owners
Posts: 578
Joined: Mon Aug 17, 2015 10:23 am
Location: The Winter Strawberry Capitol of the World

Re: Hullo from the "there be dragons here" area of MA

Post by Nicholas »

:wave: Happy Thursday!.....and good luck.
1915 Frame Vernacular Bungalow

"If it ain't leanin' or a little crooked then it ain't got character"
- local resident

The BumbleBee House

User avatar
Lily left the valley
Inventor of Knob and Tube
Posts: 2170
Joined: Sun Aug 14, 2016 2:07 pm
Location: Gardner, MA, USA
Contact:

Re: Hullo from the "there be dragons here" area of MA

Post by Lily left the valley »

Nicholas wrote::wave: Happy Thursday!.....and good luck.

Thank you!

We had a leisurely breakfast after running some early errands, and are now goofing off a bit.

As of phone call last night, Selling Agent will be stopping by today, so here's hoping some good news comes out of that.

Drizzly day, but pretty balmy for early November. No idea what is bad or good weather for an inspection. Spouse quipped, "Wouldn't pouring rain be best? Then we'd get an early idea about possible leaks." :lolno:
--Proud member of the Industrious Cheapskate Club
--Currently pondering ways to encourage thoughtful restovation and discourage mindless renovation.

User avatar
Nicholas
Shakes a cane at new house owners
Posts: 578
Joined: Mon Aug 17, 2015 10:23 am
Location: The Winter Strawberry Capitol of the World

Re: Hullo from the "there be dragons here" area of MA

Post by Nicholas »

Lily left the valley wrote:
Nicholas wrote::wave: Happy Thursday!.....and good luck.

Thank you!

We had a leisurely breakfast after running some early errands, and are now goofing off a bit.

As of phone call last night, Selling Agent will be stopping by today, so here's hoping some good news comes out of that.

Drizzly day, but pretty balmy for early November. No idea what is bad or good weather for an inspection. Spouse quipped, "Wouldn't pouring rain be best? Then we'd get an early idea about possible leaks." :lolno:


If you are concerned about the roof then yes a good day. Also look for where the water lays outside, and if going into foundation as well as street flooding.
1915 Frame Vernacular Bungalow

"If it ain't leanin' or a little crooked then it ain't got character"
- local resident

The BumbleBee House

User avatar
Lily left the valley
Inventor of Knob and Tube
Posts: 2170
Joined: Sun Aug 14, 2016 2:07 pm
Location: Gardner, MA, USA
Contact:

Re: Hullo from the "there be dragons here" area of MA

Post by Lily left the valley »

Quick side note:
To anyone who's been following, or later follows this whole process, I know I'm verbose. So I hope maybe some of it is helpful or at least worth a laugh now and again. This thread has sort of turned into a pseudo blog thread about the first time buying process for us.

I also want to take a moment to thank everyone for all of their encouragement, advice and knowledge they've passed our way. It's all helped us a lot. :angel: We may not be done yet, but you've definitely helped us get this far with less worry and despair.

And onto the latest...
I couldn't sleep the night before the inspection--I was so nervous--so after we got home and sat down to hash out some immediates, I then crashed like a cat in a welcome sunbeam right in my desk chair. Spouse had to wake me up and scoot me to bed.

The short story is the selling agent did show up, and we're going ahead after we receive a written promise that the permitting issue will be fixed by/before closing. Spouse got camera happy while we were there, but I haven't had time to download or look at them yet. I'll get to that soonish.

Good news from the inspector:
- although the roof is definitely newer than 10 years, he is certain it was not put up recently. (This is the shingles portion, not the rubber portion, though he said that part looks good too.) So still not permitted whenever it was done (last roof permit in '75), but at least not the fault of the current owners. He did say they are architectural, so it should hold for a while still to give us breathing room there.

- the grading does need some work on the one side and a bit on the back, but that I can do. He and I talked about that a bit, so I'm confident in doing it right.

- no new electrical was done aside from an outdoor outlet that needs a GFI (the line it leads to has one on the sub box inside, but that one is old and not working). A few things were tidied up en process of other bits they were working on, but nothing is brand new. (We thought the brand new dishwasher wasn't working, but someone had left the breaker off--probably because they still had the paperwork inside. I was surprised that our inspector even tried it, though it makes sense in hindsight.)

- when we looked at the fireplace inside, he said everything looks good, and the damper seems to be working quite well. I have dealt with stubborn ones, and am glad that won't be an issue. (We brief laughed when we opened the two basement clean outs and stuff just poured out. Easy remedy, just one of those things you'd think a seller would check even if they haven't lived there.) I did learn what those four screened squares are for--it's a convection system to help circulate the warmth.

- all but I think two interior outlets are grounded properly (and the two that are not are still the old brown 2 prong, so easy to spot)

- he had no issues with the steam system at all, even the radiators got a "at least these have X and Y on them" for per radiator controls.

- no sign of pests, though he did say it wouldn't hurt to later get a full pest inspection, and in particular to look in more detail in the crawl space since there's cleanup that will need attention. I'm happy to say he said the sills were sound throughout.

Not so good news from same:

- he did point out a few spots on the roof where better flashing will be needed, and one small area where the metal soffit on the addition needed to be righted. This is only not so good because I'm not very skilled with such, so might need to hire someone. (But at least there is a metal extension ladder in the basement that seems to be staying--woo.)

- both chimneys need some love, even if the one is no longer attached to anything. Sadly it does not seem that the old cooking fireplace is still there, and definitely not an old wood stove either. He pointed out when we were in the walk in above attic the evidence that the chimney had been moved to the outside wall.

- although it's evident there have been upgrades over time to the plumbing throughout, not only are there out of date or missing trap styles, but most of the most recent work is currently not to code. The copper from the main was. I had no idea crimped end copper was a thing now...live and learn. I also kicked myself for not looking under the cabinet sinks at the viewing, but that's why you get an inspector, right? So you can take some time and not miss stuff you would in a viewing.

- the half bath ....no heat, no fan (required even if there is a window), and the door opens outward right at the top of the stairs. He said not to worry about the door too much because we don't have kids.

- For a lot of issues, he said that without kids, we can probably not worry about immediate remedy, but should down the line. He pressed that we should still consider getting a lead test done even if not before buying so we at least know what might need doing down the road

- I wasn't sure during our viewing, but now I am...asbestos around old cast, disintegrating or already off in chunks. He was pointedly plain in saying "Don't sweep or dry vac this cellar. Hose it, wet vac." I know we'll have to address that sooner than later.

- There are some metal supports down there, and I hadn't noticed during our viewing, but they're not solid, they're the adjustable temp kind, so another budget for the future thing.

- the replacement windows are not to code for an upstairs fire egress, but he said they don't look brand new. Oddly, I noticed that despite replacing the windows, they left those interior wood adjustors I had queried about in another thread! I hadn't noticed before because the hardware/trim is buried in paint layers. :roll: (Dare I hope the cords and weights are still in the wall since they didn't expand the window size?)

Selling Agent/Part Owner good & interesting news:
- he showed up! He said they are firing the original plumber, and the van I saw on Monday looks to be the replacement who will be fixing what was most recently done. He's waiting to hear if they can do the work in a timely fashion. I had web searched the name when I saw the van, and only saw positives, so hopefully that works out.

- we did find out that one of the sellers actually inherited the property, and they originally had a very different plan for it, so their company "bought" it from him, but then when they realized what a headache it would be to convert the entire building over to a business, that's when they did what they did. Apparently all their other properties are business/commercial. They don't want to be dealing with residential tenants.

- the selling agent used to do assessments for banks. Because we offered what they asked, that's why they accepted so quick. In his mind, he thinks bidding wars are dumb. He thinks if you set a price and someone meets it, sell it. He says there's less chance that way if a mortgage is involved that the lender will later say the assessment is below the offer, so less hassle.

- I asked him not to get rid of the bricks in the wheelbarrow out back, and he said no problem. Even if we can't use it again on the chimneys, I might use them to make a keyhole garden in the back. Someone is always trying to get rid of rocks and bricks around here.

~~
I'm still waiting for the full inspection report with all the specifics and the more minor stuff so I can remember it all, but overall I feel relieved on many fronts. I took some notes during, but I knew from our discussions with him that the report would have everything clearly laid out. When he asked if we had any questions at the end of his rounds, I asked if he owned the home, what he'd address soonest. He told me that the report would detail bits like that, which I knew that anything especially bad would be noted such, but not that there would be overall priorities given. He took time explaining all the paperwork we would get from him, and how to print it out so certain forms had the correct front to back sequences. Very thorough.

I really liked the inspector. It's hard to describe since we'd only phoned a handful of times and met once, but he's a straight to the point details kind of guy, and full of useful little reminder asides like turning down boiler temps seasonally when the heat will be off sorts of things. He's also good at knowing when you understand or have knowledge of something and moving on quickly. Definitely no stranger to old homes, and very knowledgeable in general. No wishy washy vibe or generalized talk. A very dry guy, ambling about, carrying his poke rod (not sure what the formal term is) with the ease of a gentleman with his fancy cane. You could practically hear his mental checklist ticking as he ambled. I like folks who have mental zones like that.

He gave us a huge amount of helpful info concerning local programs for energy efficiency and others useful to an old home owner. He also told me that in his experience, since I came to the town on my own, if any permitting issues came up down the road based on prior work, the town would not go after us and would help as they could--especially not if everything goes as it seems it will and the plumbing permit issue gets settled. :dance:

The lack of any trap/outdated traps is a bit concerning with the plumbing, but we'll see what we see in regards to what the sellers will have the plumbers do. The garbage disposal (not new) was barely draining (he suspected it's clogged), and I mentioned to the seller that if it were to go away instead of getting fixed, I'd be more than happy with that, and he seemed pleased with that. (We compost, and I personally don't like the maintenance of them.)

When he poked his head into the uppermost attic hatch (which we hadn't seen), he saw evidence of a fire. He did say when I asked that it wasn't from the fireplace, and nothing he could see looked to be structurally compromising. I'm now wondering if that's when a lot of the plaster vanished, possibly some of the wiring upgrades as well.

Speaking of, I noticed both in the walk in attic and the basement some very new wood supports. I was a bit concerned about the ones in the attic, but he said although their method wasn't optimal, it was still to code. (Fortunately, they were braced better in the basement.)

Bits and pieces of what he told me in his useful asides have been running through my mind today, and I need to make sure I noted in full in my quick scribbles, since I don't expect them in the actual inspection report.

The selling agent jetted out while I was seeing the inspector out--I joked he was fearful of a stream of questions from me now that I wasn't laser focused on following the inspector like an eager student.

One thing we did make sure for our agent to pass along is that if they are worried about time, for us, if closing gets pushed too close to Xmas, we'll be more than happy to have it in January since we're not in a time crunch to move in. We know there will be a higher chance of colder weather and likely ice/snow, but we'd rather no one rush the important stuff. And with the delay we already had due to the lack of permits, since we had aimed for a 6 week instead of 8, I'm not sure we'll be able to get the assessment done in time anyhoo, since our mortgage guy was wanting to hop on that.

Once we get word that the sellers have sent the written confirmation on the permits, I can call our mortgage guy and tell him we're definitely moving forward. :handgestures-fingerscrossed:
--Proud member of the Industrious Cheapskate Club
--Currently pondering ways to encourage thoughtful restovation and discourage mindless renovation.

User avatar
Lily left the valley
Inventor of Knob and Tube
Posts: 2170
Joined: Sun Aug 14, 2016 2:07 pm
Location: Gardner, MA, USA
Contact:

Re: Hullo from the "there be dragons here" area of MA

Post by Lily left the valley »

Read to the tune of your favorite wayward story background song :violin:

The inspector warned me last Thursday that his modem was giving him some trouble, but from his assurance, I expected the report by Friday night at the latest.

Friday comes and goes. Nada.

So as early as I dared on Saturday, I called, and he said his new modem finally arrived, and his nephew would be coming over to install it Sunday. He asks do we want him to fax the report now? We don't have a regular fax, just the funky e-mail fax which never works from a traditional fax sending, so I figured, it's the weekend, one day won't make a huge difference, and decline saying we can wait. He then asks if he should fax it to our realtor. I don't want to bother our realtor because something in the back of my head is recalling him saying one of the PDFs is 30 something pages of supplementals that are just useful, and not the inspection report itself. Only one more day, right? Again, I decline.

Sunday comes and goes, then Monday too. I was so tied up with other stuff that I don't realize I have both a voicemail and an e-mail from our realtor asking, "Soo...what's the word after the inspection report?" So there I am, just before midnight writing our realtor explaining that we still don't have the report, and I'll call the inspector in the morning.

I triple check with spouse that he has nothing in his e-mail before he goes to work. Nope, nada still. Trying to not sound like a toe tapping impatient person, then I find myself calling the inspector again today. Apparently that nephew never showed up, but should be there some time tonight. Yep, tonight. I then ask, "Can you fax it to our realtor?" (Wishing I had taken him up on the offer when he made it on Saturday.) He says sure, but doesn't have the number handy. I call the realty, find out our realtor's at a Chamber thingy and most likely won't be back until after lunch. No problem, I say, I just wanted to make sure they know it's coming and I have the right number. Done and done. Then I call the inspector back and ask if he's got a pencil handy or should I text it. He says text it please. So I do. At just short of 2pm, realtor calls to tell me he doesn't have a fax. I mention (not realizing the time) that he said he might not be back until noonish, which is when I then realize it's almost 2. Realtor says he'll call him and fix this. He soon calls back to say the inspector never got the text, but everything's all clear now. Realtor was nice enough to offer to come by to drop it off so spouse wouldn't have to make a stop on the way home. That gave me an excuse to finally take down the Halloween decor while I was waiting (no doorbell here), so win-win.

Five days after our afternoon inspection, and six hours later from the first phone call this morning, I have the 17 page report (minus the bulky suplementals I was worried about--why was I thinking he would fax those when he can e-mail them later?) I've now organized the pages properly and glazed through it once, still a bit giddy to finally have it in my hands. Who knew getting the report would be such an adventure?

With this under my belt, I'm sure to be prepared for the mortgage paperwork! :whistle:
--Proud member of the Industrious Cheapskate Club
--Currently pondering ways to encourage thoughtful restovation and discourage mindless renovation.

User avatar
mjt
Shakes a cane at new house owners
Posts: 557
Joined: Fri Aug 21, 2015 2:04 am
Location: Saint Paul, MN
Contact:

Re: Hullo from the "there be dragons here" area of MA

Post by mjt »

Lily left the valley wrote: Five days after our afternoon inspection, and six hours later from the first phone call this morning, I have the 17 page report [...]


No problem. Ours was 40+ pages...

You'll find lots of stuff in an old house that's not up to modern code, but met code at the time it was done. Unless they present an immediate danger, they can be fixed as time permits.

User avatar
Lily left the valley
Inventor of Knob and Tube
Posts: 2170
Joined: Sun Aug 14, 2016 2:07 pm
Location: Gardner, MA, USA
Contact:

Re: Hullo from the "there be dragons here" area of MA

Post by Lily left the valley »

mjt, if the home was bigger, and hadn't had a lot upgraded when they added the addition in the early 60s, I'm sure the report would have been much longer. ;)

We know there are down the road things we'll tend to, and his report did detail them out which is great because it helped me fill holes from my own scribbles. The immediate concern was the post April of this year work that was done without pulled permits. I wanted to make sure we didn't miss anything in our must be fixed list to the sellers. (I have no idea what that's called formally.)

We want peace of mind in case anything from that work fails later. We don't want the insurance company having grounds to refuse a claim (lack of permits on work done in 2016). One of my aunts is a retired building inspector...so having permitted work for insurance reasons has been pounded into my brain.
--Proud member of the Industrious Cheapskate Club
--Currently pondering ways to encourage thoughtful restovation and discourage mindless renovation.

User avatar
Lily left the valley
Inventor of Knob and Tube
Posts: 2170
Joined: Sun Aug 14, 2016 2:07 pm
Location: Gardner, MA, USA
Contact:

Re: Hullo from the "there be dragons here" area of MA

Post by Lily left the valley »

Yesterday spouse and I talked about how this might be it--us buying the forever home--and weighing good and bad either way.

Last night, after I looked up another District member house to coo over some amazing pictures, I thought, "Hey, let me see how the market in Gardner is faring." Then I see something I think is a mistake.

Remember my "am I crazy" cat in the nifty details bungalow story, which had five offers within days of listing?

Image
:text-yeahthat: just went back on the market.

I'll try to keep this short for once:
Spouse and I have unexpected chat. Result? He wants to see 260 Baker even though he knows this could be a bad sign, but pending ended during agreement, not contigent, so maybe there's hope. We have more than a few reasons why Pleasant might fall through, and we had planned to make an offer on Baker before the dreaded "five offers already" news came.

So now I'm trying to figure out how to diplomatically ask our realtor if he can possibly get us in to see that home later today since spouse is off, despite the fact that we are currently trying to get the details nailed down towards the purchase of another. :whistle:

(Nicholas, wow does a certain aspect of this story sound familiar to me...minus the crazy cat bit, of course.)
--Proud member of the Industrious Cheapskate Club
--Currently pondering ways to encourage thoughtful restovation and discourage mindless renovation.

User avatar
Nicholas
Shakes a cane at new house owners
Posts: 578
Joined: Mon Aug 17, 2015 10:23 am
Location: The Winter Strawberry Capitol of the World

Re: Hullo from the "there be dragons here" area of MA

Post by Nicholas »

Lily left the valley wrote:Yesterday spouse and I talked about how this might be it--us buying the forever home--and weighing good and bad either way.

Last night, after I looked up another District member house to coo over some amazing pictures, I thought, "Hey, let me see how the market in Gardner is faring." Then I see something I think is a mistake.

Remember my "am I crazy" cat in the nifty details bungalow story, which had five offers within days of listing?

Image
:text-yeahthat: just went back on the market.

I'll try to keep this short for once:
Spouse and I have unexpected chat. Result? He wants to see 260 Baker even though he knows this could be a bad sign, but pending ended during agreement, not contigent, so maybe there's hope. We have more than a few reasons why Pleasant might fall through, and we had planned to make an offer on Baker before the dreaded "five offers already" news came.

So now I'm trying to figure out how to diplomatically ask our realtor if he can possibly get us in to see that home later today since spouse is off, despite the fact that we are currently trying to get the details nailed down towards the purchase of another. :whistle:

(Nicholas, wow does a certain aspect of this story sound familiar to me...minus the crazy cat bit, of course.)


Hi, and yes somewhat familiar. I froze, like I said, just as I was going to sign on the offer, sent electronically, from 257 miles away, on a house that wife had not even seen. She trusted my judgement, and as nice as that house was, a 1965 bungalow, I didn't like the main street it was on, with very little front yard, and not much backyard. We had 4 cats at the time, if you want crazy.

Plus it was a short sale, and although the price was low and it was move in ready, the third party wanted another 5000, which was within our budget. But I wasn't really liking the neighborhood that much either. I froze, called the realtor, and she said it was a good thing I didn't sign because it may have been harder to undo. Maybe being a short sale had something to do with it.

But it was when I started searching again the next day, that I saw the Bee House back on the market and I was thrilled, because this was what we wanted all along.

Good luck, and stay focused!.........(why did 5 potential buyers back out..??)
1915 Frame Vernacular Bungalow

"If it ain't leanin' or a little crooked then it ain't got character"
- local resident

The BumbleBee House

Post Reply